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Should you get a home warranty with a mobile home?

Mobile homes are extremely popular nowadays. Many people prefer them over site-built homes. Why? Because they offer so many advantages. It will cost you less compared with traditional homes. They will offer you a laid-back and relaxed lifestyle. The structure brings fewer maintenance costs, which means that you will save more money.

Mobile homes come with modern appliances and home systems to make your life easier. But we know that these don’t last forever. During the year, you can experience maintenance costs. Som might not have extra cash in their emergency fund. That’s the reason why many mobile homeowners purchase a home warranty. This way, they feel safer.

Should you get a home warranty with a mobile home

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What is mobile home warranty?

A mobile home warranty will cover your important appliances and systems. This means that you won’t have to face the standard high costs for repairs. Once you have obtained your plan, you will always have a helping hand. If the items covered malfunction, all you need to do is call the company that issued your home warranty plan. They will take care of everything. The company will send over a trusted and reliable technician that will solve the issue. Normally, companies cover damage that comes as a result of usual wear and tear.

Costs

Important home systems and appliances might fail unexpectedly. And you can’t imagine living without the water heater, washer, AC, and other crucial things. Since you can’t postpone the repairs, you will need to find cash instantly. If you don’t have a home warranty, you will have to pay for an individual repair all by yourself. When you have a home warranty plan, you only pay a small portion as a service call fee. This is very feasible, as we know that you might have to deal with more than one repair during the whole year.

Coverage

Usually, a home warranty plan will cover the HVAC system, plumbing, water heater, oven, cooktop, dishwasher, ceiling fans, and others. Keep in mind that different plans offer different coverage. Many companies offer a basic plan and one or two plans that have additional coverage. Also, plans will vary from company to company so it is better to do extended research and compare them before you seal a deal.

What are the things that aren’t covered by a mobile home warranty? Firstly, the plan won’t include any appliances that are out of your home. However, there is an exception to this. Many companies give you the opportunity to include add-ons, such as pool, sauna, septic systems, and other things that are located outside of your home. They will be covered if you choose to include them in the plan.

Damage caused by unusual wear and tear won’t be covered. Also, your appliances and systems won’t be covered if you use them for business purposes. There might be a lot more situations in which your coverage is partial. Keep in mind that you should check the terms and conditions of the company and your plan in detail. This way, you will avoid any misunderstandings.

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