Having pet insurance can be what saves you from having to make a difficult decision based on the lack of money, and it could end up being a life-saver for your pet.
While a very small percentage of pets in the United States are currently insured, Pumpkin Pet Insurance is looking to change this with affordable premiums. All pets deserve good coverage if they fall ill or have an accident.
Pumpkin Pet Insurance is owned by Zoetis Inc – a well-known manufacturer of animal vaccines, and they are now offering a new insurance option for pet owners who want the best for their furry friends.
About Pumpkin Pet Insurance
Pumpkin Pet’s Nati Pet Insurance is currently competing with the biggest insurance companies in the world, and they have established themselves on the market by offering great coverage that justifies its price.
When insuring your dog or cat with Pumpkin Pet Insurance, your pet gets coverage from a company that puts animals first, and while no pet insurance covers everything, this company is very open with what is not covered.
At first glance, Pumpkin Pet Insurance may not seem to be the most budget-friendly option, but once you start looking at how much their policies cover, it is hard not to see the benefits that come with it.
Pumpkin Pet Insurance Policy Options
When it comes to insurance policies, Pumpkin Pet Insurance offers two alternatives. There is not a lot of room to customize, but Pumpkin Pet Insurance is very clear on what each policy covers and what to expect as a pet owner, something that significantly reduces confusion and simplifies making an educated decision.
The easiest way to explain it is that Pumpkin Pet Insurance offers the option of a standard wellness plan and a standard plan + preventive health plan. Those who choose the most complete coverage pay a higher premium, and those who opt for the standard plan pay less.
Basic Pet Health Insurance
If you want basic coverage that will protect your pet, Pumpkin’s basic accident ; illness insurance plan is the best alternative. With this plan, you have to meet an annual deductive (an amount you will pay yourself and that the insurance company will not return), and after that, the insurance covers approximately 90% of vet costs.
The annual coverage limit is $10,000 or $20,000 for dogs and $7,000 or $15,000 for cats. There are three deductible options: $100, $250, or $500, which affects how high (or low) of a premium you pay.
A wellness plan like this covers your pet if he would swallow a foreign object, illnesses like cancer and abnormal growths, microchip implants, knee surgeries, prescriptions, hip dysplasia, UTI’s and much more.
Preventive health plan (Optional)
With the preventive health plan, you get the basic health insurance plus additional coverage, and covers yearly exams, blood tests, fecal tests and vaccines. The purpose is to monitor your pet’s health and catch any issues before they become serious.
Pumpkin Pet Insurance does not cover pre-existing conditions, but they offer a somewhat more relaxed approach to the concept of pre-existing conditions, compared to other companies, which could benefit pet owners whose pets were not fully healthy before signing up for an insurance policy.
At first glance, Pumpkin Pet Insurance may appear somewhat pricey compared to competitors, but the coverage is good enough to justify the price. Additionally, it is easy to understand what each plan covers, and you won’t have to worry about unpleasant surprises further down the road.
The pet insurance company is owned by an internationally acclaimed vaccine manufacturer, offering pet owners reassurance and comfort in their decision-making process.
Choosing the right pet insurance shouldn’t have to be stressful, and Pumpkin Pet Insurance makes it easy to comprehend what each option entails, even for someone who is new to pet insurance.